According to the 32nd annual survey on holiday spending from the American Research Group, Inc., the average shopper in the United States will "...spend an average of $929 for gifts this holiday [...]
Whatever the occasion, whatever the gift, it can be presented beautifully, with a few simple items from around the house. Learn a valuable lesson from my Mama: give. Give from your heart, give of [...]
...they thought long and hard for "chores" or "services" they could provide in exchange for a donation, but kept realizing that the value in these acts is the love it demonstrates and not in any [...]
